i'm talking to my insurance guy. and i'm putting a lot of money into the car. we discussed full coverage. and if God forbid something happeneds, he said they only give me what the car is worth. is there a way to get money for mods or anything like that? its almost pointless to get full coverage then, unless the car is stolen. i dont mind paying extra for the plan or anything. just want to make sure my mods will be covered when i do my build up